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IMPORTANT NOTICE ABOUT YOUR PERSONAL INFORMATION
Cornerstone Community Financial PRIVACY NOTICE
Cornerstone Community Financial is owned by its members and run by a board of directors elected by its members. We want you to know that the privacy and confidentiality of your personal information is a top priority. We are required by law to provide you with this notice in order to inform and explain to you how we collect, use, and safeguard your personal financial information. If you have any questions about this disclosure or what it says, please contact us at (800) 777-6728.
Information We Collect About You
We collect information about you from the following sources:
- Membership and other applications for products and services. We obtain information such as but not limited to your name, address, social security number, employer, income, and account information at other financial institutions.
- Companies we work with to provide you with products and services. We obtain information such as account balances, payment histories, parties to transactions, and credit card usage.
- Consumer reporting agencies. We obtain information related to your creditworthiness and credit history.
Information About You We Share
We may disclose all of the information we collect about you as permitted or required by law. The disclosure of this information typically includes processing transactions on your behalf, as you authorize to provide you with a product or service, to conduct the operations of this credit union, and to protect the security of your and our financial records.
In order to provide you with certain products and services we may disclose all of the information we collect as described above to organizations that provide these products or services to you on our behalf or we jointly market these products and services to you. If we disclose your information to one of these organizations we protect your confidentiality by doing business with companies that agree to use your information only for the purposes we have disclosed it to them. Under no circumstances are these organizations ever authorized by us to charge your accounts or provided with your account number.
In the event that you are no longer a member of this credit union we will not share any information we have collected about you, except as permitted or authorized by law.
How We Protect Your Information
Under no circumstances do we provide any information we collect about you to telemarketers or other third parties that do not act on your behalf as a member of this credit union. We maintain the confidentiality of the personal financial information we obtain from users of our ATMs.
We restrict access to nonpublic personal information about you to only those employees, members of our Board of Directors and committee members who have a specific business purpose for accessing and utilizing this information. Our employees, Board of Directors, and other committee members are required to maintain confidentiality and member privacy. We maintain physical, electronic and procedural safeguards as part of a risk management system that complies with federal regulations to protect against anticipated threats or hazards to the security of your information and to protect against unauthorized access and use of that information.
If you discover inaccurate records related to any of your transactions with the credit union, or believe an unauthorized person has accessed your account or obtained an access number such as your ATM, Phone Access 24 or Net Access 24 PIN, contact us immediately so that we may take appropriate action.
Our Online Guarantee
Accessing your accounts online shouldn’t be an intimidating or worrisome experience. We want you to feel safe and secure when you use our online services. Rest assured protecting your accounts is something we take seriously.
You are responsible for maintaining the confidentiality of your personal identification and access information, account numbers and passwords and other account data. CCF employees will not ask for your password, nor do we keep these on file.
Cornerstone Community Financial will not be responsible for member errors or negligent use of the service, including:
- Misuse of the service or member errors while entering information.
- Failure to maintain confidentiality of or sharing of passwords and/or access information leading to unauthorized access to accounts. This includes storing passwords on a device that may be collected or re-transmitted (ie, with “spyware”).
- Failure to log out when completing an online session, leaving a computer unattended during online session, or storing identification or password information in a computer.
- Neglecting to report known unauthorized account access to CCF immediately.
Disclaimer
The Cornerstone Community Financial (CCF) Federal Credit Union website contains information, products and services provided by CCF as a service to its members. This website also contains information provided by external sources not affiliated with CCF and links to products and services offered by third party vendors (such information, products and services are collectively referred to as "external information").
Neither CCF, nor any of its current or future affiliates, make any warranties or representations in connection with any external information, nor does CCF endorse the use of any external information. CCF does not accept any liability for any loss, damage, injury or expense however caused, arising from the use of or reliance upon any external information.
You use the external information at your own risk, and acknowledge that, while reasonable efforts have been made to correct errors in the external information provided on this website before they appear, the external information on this website may include certain inaccuracies, errors, or omissions. Be aware that privacy and security policies of vendors may differ from those practiced by CCF. No advice or information obtained by you from CCF in connection with the external information shall create any warranty by CCF. You agree to look solely to the vendor for any compensation or relief in connection with any loss or damage arising from the use or reliance upon external information supplied by vendor.
Furthermore, your correspondence or business dealings with, or participation in promotions of, vendors found on or through this website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such vendor. CCF disclaims any responsibility or liability for any loss or damage incurred as the result of any such dealings and you agree to look exclusively to the vendor for any compensation or relief in connection with any loss or damage arising from such dealings.
Any material downloaded or otherwise obtained from or made available on this website is done at your own discretion and risk. CCF expressly disclaims any responsibility for damage to your computer system or loss of data that results from the download or any use of any such material and you agree to hold CCF harmless from and such damage.
Trademarks and Copyright
All materials contained in this site are the copyrighted property of Cornerstone Community Financial Federal Credit Union. All trademarks, service marks, and trade names are proprietary to Cornerstone Community Financial Federal Credit Union. No materials contained within this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without written consent from Cornerstone Community Financial Federal Credit Union. Cornerstone Community Financial Federal Credit Union is not liable for content or availability of linked sites.
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