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Visa® — The Card That's Right for You
Different people, different financial needs. CCF knows that one credit card doesn't fit all. That's why we offer many different Visa credit cards. You're sure to find one to fit your own unique lifestyle.
Visa Platinum
Privilege. Prestige. Platinum. With CCF's Platinum Visa Card, you’ll enjoy benefits available only to the Platinum cardholder.
- No Annual Fee
- Low Fixed Interest Rate of 8.80% APR
- Increased Spending Power ($5,000 minimum credit limit)
- $250,000 Travel Accident Insurance
- Access Your Account Information Through Net Access 24 and Phone Access 24
- Cash Advances Worldwide
- Warranty Protection
- Auto Renter's Insurance
- Emergency Cash and Card Replacement
- Medical Referral and Assistance
- Legal Referral Service
- Toll-Free Visa Assistance 24 hours a day, 7 days a week worldwide
Apply anytime day or night for your new CCF Visa and receive online approval instantly with CCF's 10-Second ApprovalSM Lending Center. Plus, request a balance transfer with your application to consolidate higher rate card balances to your new CCF Visa. It's quick and easy.
Visa Classic
Whether you use it for shopping, travel or just for emergencies, CCF's Visa Classic gives you the spending power you need – when you need it most.
- No Annual Fee
- Fixed Interest Rate of 14.88% APR
- $250,000 Travel Accident Insurance
- Auto Renter's Insurance
- Access Your Account Information Through Net Access 24 and Phone Access 24
- Cash Advances Worldwide
- Credit Limits up to $5,000 If You Qualify
Apply anytime day or night for your new CCF Visa and receive online approval instantly with CCF's 10-Second ApprovalSM Lending Center. Plus, request a balance transfer with your application to consolidate higher rate card balances to your new CCF Visa. It's quick and easy.
boom! Visa
If you're 13-17 years old and looking for a way to establish a solid credit rating without getting in over your head, CCF's boom! Visa is just right for you. boom! members have their own savings and checking account, too!
- No Annual Fee
- Fixed Interest Rate of 14.88% APR
- $250,000 Travel Accident Insurance
- Access Your Account Information Through Net Access 24 and Phone Access 24
- Cash Advances Worldwide
- Reasonable Credit Limits That Meet Your Financial Abilities
Apply anytime day or night for your new CCF Visa and receive online approval instantly with CCF's 10-Second ApprovalSM Lending Center. Plus, request a balance transfer with your application to consolidate higher rate card balances to your new CCF Visa. It's quick and easy.
Secured Visa
CCF's Secured Visa is a great way to rebuild a damaged credit history. The credit limit is determined by the amount you pledge as security, so you can stay within your budget as you repair your credit record.
- No Annual Fee
- Fixed Interest Rate of 16.88% APR
- 25-Day Grace Period on Purchases
- $250,000 Travel Accident Insurance
- Access Your Account Information Through Net Access 24 and Phone Access 24
- Cash Advances Worldwide
- Funds That Are Held as Security Still Earn Interest
- Use Your Card Wherever You See the Visa Logo
Apply anytime day or night for your new CCF Visa and receive online approval instantly with CCF's 10-Second ApprovalSM Lending Center. Plus, request a balance transfer with your application to consolidate higher rate card balances to your new CCF Visa. It's quick and easy.
Platinum Visa Business
Make business purchases, including travel expenses, office supplies and equipment, and utilities, at millions of locations worldwide, by phone and online. With a CCF Platinum Visa Business credit card, your business can enjoy a generous credit line and free online account access to help simplify transactions. You can also earn rewards, save money and get protection and coverage on purchases.
- No annual fee
- Competitive variable interest rate*
- 20-day grace period on purchases
- The CCF Platinum Visa business credit card also offers:**
- Cardholder Inquiry Service
- Emergency Card Replacement/Cash Disbursement
- Lost/Stolen Card Reporting
- Purchase Security and Extended Protection
- Visa Liability Waiver Program
- Travel & Emergency Assistance Services
- Auto rental collision damage waiver program
- Ask about our cash back rewards program!
We make it easy to earn money! Use your CCF Platinum Visa Business credit card and earn 1 percent cash back on purchases. Your cash back reward is conveniently deposited to a CCF business checking account each month.***
Apply online or contact us for more information.
*Purchases, balance transfers and cash advances will have a variable rate equal to the U.S. Prime Rate, as listed in The Wall Street Journal, plus 5 percent, to be adjusted on the first of each month. Restrictions and fees may apply.
** Some restrictions apply.
***Earn 1 percent cash back on purchases only. Maximum reward rebate is $100 per month and will be deposited into a CCF business checking account. Rebates will be paid monthly. Rebates already paid may be deducted from account if purchases are returned. Rewards and reward program are subject to change at any time.
Visa Gift Card
Most people are familiar with traditional shop-specific Gift Cards (e.g., Target and Best Buy). But now there's something even better offered at CCF: a new breed of Visa Gift Cards that can be used wherever Visa debit cards are accepted. They can even be used for shopping online.
CCF makes it extra easy for you to purchase them in one of two ways:
- Order Visa Gift Cards in person by visiting your nearest CCF branch office. There are no lengthy processes or forms to fill out. Buy one or several cards for virtually any amount you choose in a matter of minutes. Each card is only $3 (plus the desired balance amount).
- Purchase your Gift Cards online for home delivery. Online Gift Cards are personalized and sent to your address for $5.95 (including shipping and handling plus the desired balance amount).
Visa Convenience Checks
Visa Convenience Checks are available at no charge for Visa credit card and Home Platinum Visa Accounts! Convenience Checks come in handy for those times when a credit card might not be accepted. You can pay bills, put a deposit on a car – you're only limited by the amount of credit you have available.
Email or call 1-800-777-6728 to order your Convenience Checks today.
Transfer Balances
Many of our members have made the smart move by transferring higher rate credit card balances elsewhere into a lower rate CCF Visa card. Once you're approved, our Visa representatives will be pleased to help you transfer those inflated rate balances - typically from department stores and gas stations - over to your fixed rate CCF Visa Platinum or Classic card.
Visa Disputes
If you have noticed a billing error on your statement for your Visa Credit Card or your Visa Check Card, please download and complete the appropriate form below. The completed forms can be mailed or faxed to the main office at:
2955 University Drive
Auburn Hills, MI 48326
Fax (248) 340-0890
Please call CCF for any questions regarding your Visa dispute at 800-777-6728.
* The forms are available for download using Adobe Acrobat Reader. If you don't have Acrobat Reader, you can download it from the Adobe web site. Top
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